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Financing

Cherry & PatientFi partner with healthcare practices to remove cost barriers by offering patients friendly monthly plans, so more patients can say yes to the elective procedures they want.

REASONS WHY PATIENTS LOVE financing with us

  • Up to $30,000 in credit approval

  • Transparent monthly payments

  • No hard credit check

  • 0% APR financing options available*


*0% promo APR is subject to approval. Down payment may be required. Minimum purchase values apply.

How does cherry work


Cherry performs a soft credit check, which does not hurt your credit score, to determine approval amounts and contract type, as well as to verify applicant identity. Cherry may ask for additional information from some borrowers in order to determine approval amounts. 0% APR options are available to qualified applicants up who choose 12 month, or shorter, payment plans.

  • Patients must be at least 18 years of age

  • Patients must have a valid bank issued debit card​

  • Credit cards used for payments incur an additional fee

  • Initial approval expires 30 days after applying

  • Patients can use their credit approval on more than one transaction within the 30 day window, but monthly payments will not be combined

  • Minimum purchase of $2,000 to qualify for 6 month or longer financing plans. No minimum for 3 month financing plans

How does PatientFi work


PatientFi performs a soft credit check and offers a payment calculator to see the various payment options available to you. 0% APR options are available to qualified applicants who chose payment plans up to 24 months. Minimum spend amount is required to qualify.

  • Patients must be at least 18 years of age

  • Patients must have a valid bank issued debit card​

  • Credit cards are not accepted for payments

  • Approval amount expires after 4 months

  • Patients can use their credit approval on more than one transaction within the 4 month window, monthly payments will be combined into one monthly payment. As payments are made, available credit to spend will increase

  • Minimum purchase of $500 to qualify for financing